Integrated Annual Report 2016

Contents

• Contents
• Tokio Marine Group’s Value Creation Model
  • Tokio Marine Group’s Value Creation Model
  • Message from the President and CEO
  • Group Strengths
  • Value Chain
  • Group Value Creation
  • Transition of Value Creation
  • Financial and Non-Financial Highlights
• Management Strategies
  • Overview of the Management Strategies
  • Tokio Marine Group’s CSR
  • Group CEO Tsuyoshi Nagano on Tokio Marine Group’s Management Strategy
  • Group CFO Takayuki Yuasa on Tokio Marine Group’s Capital Strategy
  • Group CRO Kunihiko Fujii on Tokio Marine Group’s Risk Management
  • Group CRDO Kenji Iwasaki on Creating Group Synergies
• Group Governance
  • Directors and Audit & Supervisory Board Members
  • Aligned Group Management
  • Group Synergies
  • Interview with an Outside Director
  • Corporate Governance
  • Internal Control System, Compliance and Risk Management
• The Power of Our People
  • Group CHRO Hajime Oba on the Diverse People Driving Our Aligned Group Management
  • Human Resource Strategy to Maximize the Potential of Our Diverse People
  • Increasing the Potential of Our People with Group Synergies
  • Promoting Active and Equal Participation
  • A Vision That Supports Global Growth
• Operations Section
  • Tokio Marine Group at a Glance
  • Domestic Non-Life Insurance Business
  • Domestic Life Insurance Business
  • International Insurance Business
  • Financial and General Businesses
• Financial Data/Corporate Data
  • Financial Data
  • Change in Key Business Indicators (Consolidated Basis)
  • Financial Information
  • Consolidated Balance Sheet
  • Consolidated Statement of Income and Consolidated Statement of Comprehensive Income
  • Consolidated Statement of Changes in Shareholders’ Equity
  • Consolidated Statement of Cash Flows
  • Signifi cant Accounting Policies, Change in Accounting Policies
  • Notes to Financial Statements
  • Leases, Information on Financial Instruments
  • Securities, Money Trusts, Derivative Transactions, Retirement Benefits
  • Share Options, Deferred Tax Accounting, Business Combinations and Other Matters, Asset Retirement Obligations
  • Investment Property, Segment Information, Related-party Transactions, Per Share Information, Significant Subsequent Events, Supplementary Schedule, Quarterly Results
  • Independent Auditor’s Report
  • Solvency Margin Ratio
  • Interest-Rate Sensitivity of ALM Surplus Value
  • Market Consistent Embedded Value (MCEV) Embedded Value for Tokio Marine & Nichido Life Insurance Co., Ltd. (TMNL)
  • Statutory Reserve
  • Corporate Data
  • Corporate Overview
  • Facilities
  • Stock Information